Your Local Hometown Lender.



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We will provide a positive loan experience for our clients and Realtors alike, while demonstrating our commitment to providing exemplary customer service, competitive loan programs and creative loan solutions.

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At Atlantic Trust Mortgage, we know that every customer is unique. We offer a wide variety of loan programs to make sure that we are able to meet your specific needs. It is important to speak with one of our loan originators to identify which of our excellent programs will be the best fit for you and your family. Please use the dropdown menu above to browse through the programs that we offer to learn more, or speak with one of our loan originators today.


"We have been working with Atlantic Trust Mortgage over the past decade and Scott continues to exude professionalism at the highest level. Scott delivers exceptional customer service to our customers every time. Great communication, fast response time, and his endless optimistic attitude is why we recommend Scott to anyone we team up with in the real estate business.”

– The Welch Team

"Marty with Atlantic Trust Mortgage has been an absolute pleasure to work with. He is a responsive and experienced mortgage veteran who gets the job done, no matter how difficult the transaction. I highly recommend Marty as a preferred lender.”

– Jon Brooks, The Brooks Group

Dewayne was committed from the first time we spoke to helping the lending process be an smooth as clear experience. He was diligent, kept his word and no surprises along the way. Was available to answer any and all questions we had. We felt he was very genuine in having our best interest since the beginning. We highly recommend Dewayne to anyone that wishes to have a stress free experience with financing when buying your home. Thank you Dewayne, we truly appreciate you.

– Yuvia Hesson from Jacksonville, FL

“Wade is a leader in the mortgage industry. His top priority is the customer always. He can be reached seven days a week and He is incredibly Knowledgeable about the market trends. Wade goes above and beyond to ensure the customer is kept up to date and understands the entire process through to the closing table. Hands Down, Wade is my go to guy both professionally and personally for all of my lending needs!“ 

– Bailey Jordan, Realtor with Navy to Navy Homes

"Friendly, knowledgeable, and responsive.  Wade and his team have demonstrated over and over again that they can make it happen! As Realtors, it’s important to us to work with a lender who is as equally as dedicated to providing quality service to our customers. Thank you, Atlantic Trust Mortgage, for your dedication to quality and efficient service!"

– Joy Doyle & Lara Yehl, Co-Founders of Hover Girl Properties

“Wade is the best, hands down. Wade is quick, responsive, and eager to help every client referred to him. He has multiple mortgage options to provide you with the lowest rates available. I work with Wade to provide his new clients with insurance, from a locally owned agency.  I am honored to call Wade a friend and business partner.”

– Chris Crafton, Agency Owner of We Insure

"We would like to thank you for all your help and professionalism during the entire Post transaction. You're both amazing professionals and it's always a pleasure working with your team! Our goal is to continue acquitting real estate in Jacksonville area and are already looking forward to working with your team on our next investment deal.Please know that we value your service and will be happy to send more business your way."

– Evelyn and Kyle

“I have yet to see any lender beat ATM’s rates!  When I first started in real estate I went through 7-8 different mortgage companies before finding Atlantic Trust Mortgage.  Every lender before would mess something up by not doing enough research on the front end and the transactions would blow up in our face weeks before closing.  That has NEVER happened with Atlantic Trust!  They are very reliable and have amazing rates!!  Thank you to Scott Goldstein and the entire team at Atlantic Trust Mortgage for helping many of my customers and for helping me with my business as a realtor!”

– Alex Norkus, Realtor with Keller Williams


If you're ready to get started, have any questions about our programs, or just want to speak with one of our amazing loan originators yourself, please give us a call at 904-338-9356 or fill out the form below and we'll reach out to you to schedule a consultation.

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