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Apply With Eden


Eden Watkins

Mortgage Loan Originator

NMLS #2416196

Eden Watkins embarked on her journey into the world of mortgages at the age of 25 when she purchased her first home. As a young, first-time home buyer, she initially found the experience challenging. However, everything changed once she connected with a brokerage that truly prioritized its clients. This connection enabled her to build a home from the ground up for her family, significantly broadening her understanding of mortgages.

After navigating the entire process and experiencing closing, Eden’s interest in the mortgage industry deepened. She wanted to learn everything she could about mortgages and help others achieve homeownership with ease. She started as a mortgage loan processor, learning the intricacies of managing loan documentation from start to finish. Working closely with mortgage loan originators, she assisted clients and helped create a great customer experience. The dedication and drive she observed in loan originators inspired her to transition into sales and pursue a career as a mortgage loan originator.

With her attention to detail and familiarity with the required paperwork and guidelines for various loan types, Eden is committed to guiding her clients through the entire home purchasing process, from the initial loan application to the final closing. Her goal is to support her clients every step of the way and ensure a smooth, stress-free journey to homeownership.

Eden joined Atlantic Trust Mortgage because she admires the community and culture the company fosters. Originally from Cincinnati, Ohio, she has lived in the Jacksonville, Florida area for 21 years. Eden is a Christian, a mother of four wonderful children, a daughter to amazing parents, a sister to two siblings, and a proud aunt to her beautiful nieces. In her free time, she enjoys dancing, cooking, traveling, and attending her children’s sports events.

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